Are you averse?

Stephen Holt, Timonium personal trainer

Millions of readers of national fitness magazines including Shape, Women's Health, Fitness. Woman's Day, Family Circle, Runner's World, (and many others) have made their exercise programs both more effective AND more efficient with fitness and nutrition advice from "America's Baby Boomer Expert," Stephen Holt.


Everything amazing I’ve achieved in my life – business, finance, relationships…

It’s all started with a major risk. 

Saying YES to discomfort at magnitude. 

Saying YES to investing money. 

Saying YES to putting pride and my heart on the line. 

Whenever I’ve been complacent, let my fear of the risk hold me back, or put off advancing on my dreams, my life has stagnated and I’ve found myself in unhappiness. 

If you’re stuck or experiencing status quo, I can guarantee your risk aversion is at the root. 

It has proven true time and again that calculated risk, moving through fear into action, and making some of the scariest decisions of my life prove to be the most rewarding. 


What about you?


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